Health insurance that truly cares for your family
Cashless hospitalisation, no claim bonus, and lifelong renewability. Get the right health cover without the jargon.
*Indicative premiums. Actual rates depend on age, location, and insurer.
The Process
How it works
From your first conversation to an active policy — here's what to expect when you work with us.
Share your needs
Family size, age, pre-existing conditions, budget — we build your health profile.
Compare top plans
We shortlist the best health plans from 10+ insurers based on your requirements.
Smooth application
Paperless process, medical checkup arranged (if needed), policy issued in days.
Claim support
We guide you through cashless or reimbursement claims — step by step.
Why Health Insurance
6 reasons you need health cover
Medical inflation is rising 10-15% annually. A single hospital stay can wipe out years of savings. Here's how health insurance protects you.
Speak to an AdvisorCashless Hospitalisation
Admit without paying at any network hospital — we settle directly with the insurer.
Pre & Post Cover
Expenses up to 30 days before and 60 days after hospitalisation are covered.
No Claim Bonus
For every claim-free year, your sum insured increases up to 50% at no extra cost.
Day Care Procedures
Treatments not requiring 24-hour stay (e.g., dialysis, cataract) are covered.
Maternity Cover
Optional cover for delivery expenses and newborn care (varies by plan).
Critical Illness Add-on
Lump sum payout on diagnosis of cancer, heart attack, etc., separate from hospitalisation.
Is It Right For You?
Who should buy health insurance
Plan Comparison
Top health insurance plans 2026
Indicative premiums for a 30-year-old individual, ₹10 L sum assured.
| Plan | Sum Assured | Monthly Premium | Network Hospitals | Waiting Period | |
|---|---|---|---|---|---|
| HDFC Ergo MyHealth Suraksha | ₹10 L | ₹1,200/mo | 11,000+ | 2 yrs | Zero waiting on 600+ procedures |
| ICICI Lombard Complete | ₹10 L | ₹1,050/mo | 7,500+ | 3 yrs | Automatic recharge |
| Star Health Family Optima | ₹10 L | ₹1,150/mo | 9,800+ | 2 yrs | No sub-limits |
| Niva Bupa ReAssure | ₹10 L | ₹1,100/mo | 8,500+ | 2 yrs | Daily cash benefit |
| Care Plus | ₹10 L | ₹1,180/mo | 9,200+ | 3 yrs | Restoration benefit |
* Premiums are indicative and vary based on age, city, and pre-existing conditions. Last updated March 2026. Speak to an advisor for exact quotes.
Ready to secure your health?
Our advisors compare 20+ plans to find the one that fits your budget and coverage needs — completely free.