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Retirement Planning Calculator
Find exactly how much corpus you need and what SIP to start today — with inflation adjustment, step-up, and a year-by-year accumulation chart.
Your Ages
Current Age
yrs
Retirement Age
yrs
yrs
Plan for at least 80–85 years for safety
Expenses & Rates
₹
Your total household spend today
Inflation Rate
%
India average: 5–7%
Post-retirement Return
%
Conservative portfolio return in retirement
SIP Return (pre-retirement)
%
Equity mutual funds: 10–15% historical
Existing Savings
₹
PF, PPF, NPS, existing MF corpus, etc.
Annual SIP Step-up
%
Increase SIP annually as income grows
Projections use compound interest formulas and are illustrative. Actual results depend on market conditions, tax changes, and personal circumstances.
Retirement Corpus Required
₹0
Calculating…
Years to Retire
0
Monthly Expense at Retirement
₹0
Retirement Duration
0 yrs
Monthly SIP required to reach your goal
₹0 / month
Accumulation
Corpus Composition
| Age | SIP/mo | Year Added | Portfolio Value |
|---|
Key Insight
Adjust sliders to see your retirement roadmap.
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