Mutual funds that grow with your goals
Systematic, goal‑based investing with expert fund selection. Start SIP from ₹500/month and let compounding work for you.
*Assumes 12% annual returns. Actual returns vary.
How it works
From your first conversation to a diversified portfolio — here's what to expect when you work with us.
Set your goal
Retirement, child education, wealth creation — we define your investment objective.
Choose your style
Lump sum or SIP? Equity, debt, or hybrid? We help you decide based on risk appetite.
Fund selection
We shortlist top-performing funds aligned with your goal and risk profile.
Track & rebalance
Quarterly portfolio reviews and rebalancing to keep you on track.
What your SIP could grow to
Assuming 12% annual returns. The earlier you start, the more compounding works in your favour.
| Monthly SIP | Duration | Total Invested | Estimated Value | Assumed Returns |
|---|---|---|---|---|
| ₹2,000 | 10 years | ₹2.4 L | ₹4.6 L | 12% p.a. |
| ₹5,000 | 15 years | ₹9 L | ₹25.2 L | 12% p.a. |
| ₹10,000 | 20 years | ₹24 L | ₹99.9 L | 12% p.a. |
| ₹15,000 | 25 years | ₹45 L | ₹2.8 Cr | 12% p.a. |
Fund categories we advise on
Every fund category serves a different purpose. We match the right category to the right goal.
| Fund Category | Risk Level | Ideal Horizon | Expected Returns* | Best For |
|---|---|---|---|---|
| Equity Funds | High | 5+ years | 12–15% p.a.* | Wealth creation, long-term goals |
| ELSS (Tax Saver) | High | 3+ years | 12–14% p.a.* | Tax saving under Section 80C |
| Hybrid Funds | Medium | 3–5 years | 9–12% p.a.* | Balanced growth with stability |
| Debt Funds | Low | 1–3 years | 6–8% p.a.* | Short-term goals, capital preservation |
| Index Funds / ETFs | Medium | 5+ years | 11–13% p.a.* | Passive investing, low-cost growth |
| Liquid Funds | Very Low | <1 year | 5–6% p.a.* | Emergency fund parking, idle cash |
* Historical averages. Actual returns vary. Equity returns based on Nifty 50 long-term average. Debt returns based on current yield environment.
SIP vs Lump Sum Investment
Which approach suits you best? Compare the two popular investment styles.
| Aspect | SIP (Systematic) | Lump Sum |
|---|---|---|
| Investment Style | Regular monthly investments | One-time large investment |
| Risk Management | Rupee cost averaging | Market timing risk |
| Discipline | Forced savings habit | Requires self-discipline |
| Minimum Amount | ₹500/month | ₹5,000+ |
| Best For | Salaried individuals | Large surplus funds |
Power of SIP: ₹5,000/month for 20 years
6 reasons to invest
Mutual funds are the simplest way to participate in India's growth story — with professional management and diversification.
Speak to an AdvisorProfessional Management
Your money is managed by expert fund managers with years of market experience.
Diversification
Spread your investment across companies and sectors — reduces risk.
Low Cost
Expense ratios are among the lowest in the world, especially for index funds.
Liquidity
Open-ended funds allow you to redeem your money anytime (exit load may apply).
SIP Facility
Start with as little as ₹500/month and benefit from rupee cost averaging.
Tax Efficiency
ELSS funds offer tax deduction under 80C and long-term capital gains are tax-free up to ₹1 L/yr.
Who should invest in mutual funds
If you have a financial goal, mutual funds can help you get there.
Top mutual funds 2026
Direct plans with low expense ratios. Returns are 5-year CAGR as of March 2026.
| Fund | Category | Min SIP | 5Y Returns* | Risk | |
|---|---|---|---|---|---|
| SBI Bluechip Fund | Large Cap | ₹500 | 14.2% | Moderate | Consistent performer |
| HDFC Balanced Advantage | Hybrid | ₹500 | 13.8% | Moderate | Downside protection |
| Kotak Small Cap | Small Cap | ₹500 | 18.5% | High | High growth |
| Axis ELSS Tax Saver | ELSS | ₹500 | 15.1% | Moderate | Tax saving |
| ICICI Pru Value Discovery | Value | ₹500 | 16.3% | Moderate | Contrarian picks |
* Past performance does not guarantee future returns. Returns are annualized for equity funds; for debt funds, returns are historical. Speak to an advisor for personalized recommendations.
Why 10,000+ investors choose us
We don't just recommend funds — we help you stay invested and stay on track.
| Feature | Standard Market | Insuredge |
|---|---|---|
| Fund Selection | Self-research | Expert Fund Shortlisting |
| Portfolio Review | Annual / None | Quarterly Rebalancing |
| Goal Mapping | Generic Advice | Personalised Goal-based Planning |
| Advisory Fee | Varies | ₹0 — Always Free |
| Risk Assessment | Standard Questionnaire | Detailed Risk Profiling |
| Support | Chat / Email Only | Dedicated Advisor Support |
Everything you need to know
Still have questions? Call or WhatsApp us — our advisors are available Mon–Sat, 9 AM – 7 PM.
Ask a QuestionReady to start investing?
Our advisors will help you build a portfolio aligned with your goals and risk appetite — completely free.
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