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Wealth

Build wealth
systematically.
SIP from ₹500/mo.

Goal-based mutual fund advisory by SEBI-registered investment advisors. Expert fund selection across equity, debt, hybrid, and ELSS — with quarterly portfolio reviews.

₹500
Min SIP/mo
40+
AMC Partners
₹0
Advisory Fee
SEBI
Registered
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₹1 Cr
₹5,000/mo × 20 years @ 12%
₹12L
Invested
₹88L
Returns
7.3x
Multiplier
12%
CAGR
40+
AMC Partners
₹100Cr+
Assets Advised
SEBI RIA
Registered
₹500
Min SIP
Power of Compounding

What ₹5,000/month becomes over time

The earlier you start, the more compounding does the heavy lifting.

Monthly SIP 10 Years 15 Years 20 Years 25 Years
₹2,000/mo ₹4.65 L ₹10.09 L ₹19.98 L ₹37.95 L
₹5,000/mo ₹11.62 L ₹25.23 L ₹49.96 L ₹94.88 L
₹10,000/mo ₹23.23 L ₹50.46 L ₹99.91 L ₹1.9 Cr
₹20,000/mo ₹46.47 L ₹1.01 Cr ₹2 Cr ₹3.8 Cr

Assumed 12% p.a. return. Actual returns vary. Past performance not indicative of future results.

Fund Types

Which fund category is right for your goal?

Equity Funds
Wealth creation over 5+ years

Large cap, mid cap, small cap, flexi cap — highest return potential over long term.

Risk: High
ELSS (Tax Saver)
₹1.5L tax deduction under 80C

3-year lock-in. Best tax-saving investment vehicle with equity returns potential.

Risk: High
Hybrid Funds
Balanced risk & return

Mix of equity and debt. Suitable for medium-term goals (3–5 years) with moderate risk.

Risk: Medium
Debt Funds
Stability & short-term goals

Liquid, ultra short-term, short duration funds — better than FD for 1–3 year goals.

Risk: Low
Index Funds
Low-cost market tracking

Nifty 50, Sensex index funds with 0.1–0.2% expense ratio. Ideal for passive investors.

Risk: Medium
International
Global diversification

US, global tech, Nasdaq funds for rupee hedge and exposure to world-class companies.

Risk: High
Our Process

How we build your portfolio

1
Goal Mapping

We start with your goals — retirement at 60, child's education at 18, house purchase in 5 years — and work backwards to the right asset allocation.

2
Risk Assessment

We assess your actual risk tolerance (not just what you say) through structured questions about income stability, time horizon, and past investment behaviour.

3
Fund Selection

We select funds based on 5-year rolling returns, expense ratio, fund manager track record, and portfolio overlap — not just recent 1-year performance.

4
SIP Structuring

We stagger SIP dates, split across 2–3 funds per category, and set step-up rules so your investments grow with your income automatically.

5
Quarterly Reviews

Every quarter we review performance against benchmarks, rebalance if allocation drifts, and flag any fund manager changes that require action.

Common Questions

Frequently asked questions

How is Insuredge different from a mutual fund distributor?
Distributors earn commission from AMCs — typically 0.5–1% of your AUM annually — which creates an incentive to recommend higher-commission funds. As a SEBI-registered investment advisor, we charge no trail commission and earn no fund-specific incentives. Our only income model is transparent.
Should I invest lumpsum or via SIP?
For most salaried investors, SIP is better — it enforces discipline and provides rupee cost averaging. Lumpsum works well when markets have corrected sharply. If you have a large corpus (from a bonus, property sale, etc.), we recommend staggering it via systematic transfer plan (STP) into equity funds over 6–12 months.
How many funds should I hold in my portfolio?
3–6 funds across categories is optimal for most retail investors. More than 8–10 funds typically results in over-diversification — your returns mirror the index but you pay more expense ratios. We actively consolidate bloated portfolios.
What is an ELSS fund and how does it save tax?
Equity Linked Savings Scheme (ELSS) qualifies for ₹1.5L deduction under Section 80C. With a 3-year lock-in (shortest among 80C instruments), it provides equity returns while saving ₹46,800 in tax for those in the 30% bracket. We recommend ELSS as the first mutual fund for most salaried investors.
Can you review my existing mutual fund portfolio?
Yes, and we'd recommend it. Many investors hold 15–20 overlapping funds, duplicate index funds, or high-expense-ratio direct/regular plan mix-ups. Send us your portfolio and we'll give you a plain-English review with specific consolidation recommendations — at no charge.
Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Read all scheme related documents carefully before investing. SEBI Registration: [Your SEBI RIA Number].

Start Investing Today

Get goal-based fund recommendations from our SEBI-registered advisor. SIP from ₹500/month — no minimum investment.

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SEBI Registered Zero Fee 40+ AMCs Direct Plans
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Start building wealth today.

₹5,000/month at 12% for 20 years = ₹50 lakh. Start one SIP today and let compounding do the work.

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Mutual Fund Investments

Grow Your Wealth Systematically

Mutual funds offer a professional way to invest in equity and debt markets, managed by expert fund managers to help you achieve your long-term goals.

Whether you're planning for retirement, your child's education, or buying a home, we help you select the right funds based on your risk appetite.

Start a SIP today

Begin your journey with as little as ₹500 per month.

Our Investment Philosophy

Goal-Based Planning

We don't just pick funds; we align investments with your life milestones.

Risk Management

Diversifying your portfolio across different asset classes to minimize volatility.

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